Below are links to published magazine articles, some of which are available as free downloads as PDF files. Papers without links are available free to licence-holders of mortalityrating.com or Longevitas. If you do not have a viewer for PDF files, you can get one free from Adobe.

Other publicly available material can be found amongst the papers, presentations and in the gallery. There is also further material specific to managing portfolios of annuities and pensions. Also available are the lecture notes for survival analysis.

Topical items can be found in our blog.

Mortality projections

"International trends in pensioner longevity" (2007) by Richards, S. J., International News, Society of Actuaries, July 2007. Download

Annuities and pensions

"Investigating parameter risk for Solvency II and ICAs" (2009) by S. J. Richards, Life and Pensions magazine, June 2009. Available free to licence-holders of our software products.

"Improving annuity pricing with address data" (2008) by S. J. Richards, Life and Pensions magazine, September 2008. Available free to licence-holders of our software products.

"Modelling pensioner longevity" (2007) by Richards, S. J., Life and Pensions magazine, May 2007. Available free to licence-holders of our software products.

"Understanding pensioner longevity" (2007) by Richards, S. J., The Actuary magazine, November 2007. Download The editorial team of The Actuary chose this as its article of the month in November 2007.

"Pricing demographic risks in bulk buy-outs" (2006) by Richards, S. J., . Download

"Anti-selection and annuity pricing" (2005) by Robinson, D. and Richards, S. J., The Actuary magazine, May 2005. Download

"Survey of annuity operations" (2005) by Richards, S. J., Richards Consulting. Available free to licence-holders of our software products.

General mortality

"Gender differentials in mortality" (2004) by Richards, S. J., The Actuary magazine, February 2004. Download The published article was changed from the original by The Actuary, which introduced the unfortunate error of describing gender differentials as 'sexual'.

"Equal gender access to goods and services" (2004) by Select Sub-Committee G, Appearance before House of Lords Select Sub-Committee G, 5 May 2004. Download

General actuarial

"Profit testing" (2004) by Richards, S. J., Encyclopaedia of Actuarial Science, John Wiley and Sons. Available free to licence-holders of our software products.

"Unit-linked business" (2004) by Richards, S. J., Encyclopaedia of Actuarial Science, John Wiley and Sons. Available free to licence-holders of our software products.

Germany

"Deja vu in Deutschland" (2003) by Richards, S. J., Stevenson, D. and Ernest, P., The Actuary magazine. Download