Richards Consulting is an independent expert on the financial aspects of longevity and mortality risk.

More information on longevity risk can be found in our presentations, our magazine and newspaper articles and our published papers. Background information on Richards Consulting is available in CV and the Financial Times' profile.

Our main business areas are:

• A state-of-the-art software service for the analysis of experience data in life insurance and pension schemes. Details and web demo page.

• A rating service for recommending a mortality basis for pension schemes and annuity portfolios. Details.

• An easy-to-use tool for generating stochastic projections for pension schemes and annuity portfolios. Details.

• Consulting services around demographic risks, especially mortality and longevity but also persistency.

Other items of interest:

• A new article on parameter risk for Solvency II and ICAs was published in the June issue of Life and Pensions magazine.

• Mercer's Financial Strategy Group offers services based around Longevitas. More details here.

• SAPS mortality tables are finalised by CMI and adopted by actuarial profession. More details here.