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Capital calculator
Percentage of table
%
Mortality table
PML92
PMA92
PFL92
PFA92
WL92
WA92
RMV92
RFV92
Gompertz
Perks
Beard
Makeham
Makeham-Perks
Makeham-Beard
Kannisto
applied continuously, i.e. force of mortality
From age
...in steps of
years
...up to age
dt
Interest rate
% per annum, earned continuously
Solvency margin
% of mathematical reserves
Statutory mortality margin
%
Statutory interest margin
bps
Pricing margin
bps
Annuity payment
per annum, paid continuously
Payment escalation
% per annum, applied continuously
Initial expense
per policy initial
Commission rate
% of premium initial
Renewal expense
per annum, paid continuously
Termination expense
per policy on death
Expense inflation
% per annum, applied continuously
Return results
in browser
as spreadsheet
Alpha
(only needed for mortality laws)
Beta (age)
(only needed for mortality laws)
Rho (Beard)
(only needed for mortality laws)
Epsilon (Makeham)
(only needed for mortality laws)
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